786 Area Code.

The 786 area code is a South-Florida overlay to the legendary 305 code. It serves every corner of Miami-Dade County—Miami, Miami Beach, Hialeah, Homestead—as well as most of Monroe County, stretching down U.S. 1 to Key West. Launched in 1998, 786 keeps pace with the region’s surging population and now works alongside the newly approved 645 overlay.

What Is Area Code 786?

Area code 786 is part of the North American Numbering Plan (NANP) and mirrors 305’s footprint: all of Miami-Dade plus the Florida Keys. It supports mobile, landline, VoIP, and IoT lines and is regulated by the Florida Public Service Commission.

Where Is Area Code 786 Located?

The 786 territory runs from Miami Gardens on the Broward line through Coral Gables, Kendall, Homestead, and across Card Sound Bridge to Key Largo, Marathon, and Key West. Every Miami-Dade ZIP (33002 – 33299) and most Monroe ZIPs (33001 – 33070) sit inside the overlay.

Area Code 786 Map and Location

The Atlantic Ocean forms the eastern boundary of the 786 area code; the Everglades and Big Cypress mark the west. US-41 (Tamiami Trail) bisects the region, while the Overseas Highway strings the Keys together. “Seven-Eight-Six” appears on everything from Wynwood murals to Key West boat slips.

The 786 Area Code include Miami, Homestead and the Key West islands

Current Coverage of the 786 Area Code

Any landline, wireless, or VoIP line activated since 1 June 1998 may receive a 786 prefix. Because 786 is an overlay, ten-digit dialing (or 1 + 10) is mandatory for local calls.

Time Zone of the 786 Area Code

All 786 numbers observe Eastern Time: UTC − 5 in winter and UTC − 4 during Daylight Saving Time.

Historical Timeline of the 786 Area Code

Dialing Rules and Numbering Facts for Area Code 786.

• Local calls: dial 786 + 7 digits (or 305 / 645).
• Domestic long-distance: 1 + 786 + 7 digits.
• Regulator: Florida Public Service Commission.
• NANPA projects adequate 305 / 786 / 645 supply through 2040.

Major Prefixes and Landmarks in Area Code 786.

Who Is Calling or Texting Me from Area Code 786?

These are the largest legitimate institutions and corporations that could be calling you from a 1-786 phone number:

• Jackson Health System – 786-466-XXXX (hospital appointments & test results)
• Baptist Health South Florida – 786-596-XXXX (hospital scheduling & billing)
• Miami-Dade County Public Schools – 786-624-XXXX (attendance calls & weather closures)
• Florida Power & Light – 786-575-XXXX (outage alerts & payment notices)
• University of Miami – 786-204-XXXX (admissions & clinic reminders)
• Miami International Airport (MIA) – 786-235-XXXX (flight status & parking info)
• City of Miami 311 Customer Service – 786-673-XXXX (municipal helpline)
• Miami Beach Police (non-emergency) – 786-777-XXXX (incident reports & lost-and-found)
• Monroe County Sheriff’s Office – 786-522-XXXX (Keys-area law-enforcement updates)
• Florida Department of Health – Miami-Dade – 786-845-XXXX (vaccine & clinic outreach)
• Miami-Dade College – 786-237-XXXX (registration, financial-aid, and campus alerts)
• Nicklaus Children’s Hospital – 786-615-XXXX (pediatric appointments & test results)
• Carnival Cruise Line Headquarters – 786-425-XXXX (booking questions & travel advisories)
• Royal Caribbean Group – 786-659-XXXX (reservation support & shore-excursion updates)
• American Airlines Miami Hub – 786-310-XXXX (crew desk & customer callbacks)
• Brightline Rail MiamiCentral – 786-353-XXXX (ticket changes & train-status alerts)
• Miami-Dade Police Department HQ – 786-273-XXXX (case follow-ups & witness calls)
• Miami-Dade Water & Sewer – 786-552-XXXX (service outages & billing)
• Publix Super Markets – South Florida Division – 786-552-XXXX (pharmacy refills & HR calls)
• Comcast/Xfinity South Florida – 786-800-XXXX (tech appointments & account support)
• Amazon Fulfillment – Miami – 786-987-XXXX (delivery driver callbacks & locker codes)
• T-Mobile South Florida – 786-313-XXXX (account support & device promos)
• Verizon Wireless – 786-860-XXXX (upgrade offers & fraud alerts)
• AT&T Mobility – 786-301-XXXX (service changes & billing questions)
• Uber / Lyft Dispatch – 786-344-XXXX (trip confirmations & driver contact)

Common 786 Area Code Text Message Scams and Spam Calls

• FPL shut-off scams – Fraudsters demand immediate payment to avoid power cut.
• Miami-Dade Court “warrant” calls – Fake jury-duty fines collected via Zelle or Cash App.
• Package-delivery phishing – Spoofed UPS/FedEx texts with malicious tracking links.
• Bank/Zelle fraud alerts – Bogus Chase & Bank of America messages about blocked transfers.
• Medicare brace scams – “Free medical device” offers that harvest SSNs and insurance data.
• Crypto get-rich pitches – Cold texts promising “guaranteed” Bitcoin returns.

Pop-Culture Significance of the 786 Area Code

While 305 still headlines Miami rap lyrics and souvenir tees, 786 has become the anthem of newcomers—Wynwood start-ups, Brickell TikTokers, and Cuban-American podcasters who missed the 305 lottery. Shouting “Seven-Eight-Six” signals fresh Miami cred.

How Do I Get a Number in the 786 Area Code Today?

• Request a 786 line from AT&T, Verizon, T-Mobile, Comcast, or any VoIP carrier serving South Florida.
• Virtual-number apps—Google Voice, Dialpad, RingCentral—offer 786 inventory on sign-up.
• Vanity seekers can hire brokers to secure phrases like 786-GO-SALSA or 786-305-MIAM.

Future Outlook for Area Code 786

The 645 overlay will add millions of numbers by 2025, ensuring capacity through at least 2040 without affecting existing 786 or 305 lines.

Top Counties in Area Code 786.

The are the Top 50 Cities in Area Code 786:

Largest Telephone Carriers – Landline

Largest Telephone Carriers – Wireless

Prefixes Overview

• About 80 % of 786 numbers are assigned.
• 55 % landline, 40 % wireless, 5 % VoIP/unknown.

Prefixes in Miama, Area Code 786.

These are the phone number prefixes with area code 786, found in the Miami, Perrine and Homestead areas.

FAQ – Area Code 786.

Frequently asked questions, with answers, about the 786 area code:

Where is the 786 area code located?

The 786 area code covers Miami-Dade County and the Florida Keys, matching the geographic footprint of 305 and the newer 645 overlay. The code spans every ZIP code from Miami Gardens to Key West.

Is the 786 area code a cell-phone code?

The 786 prefix is not limited to mobiles; it can be assigned to landlines, VoIP trunks, and IoT devices as well. Line type depends on the issuing carrier rather than the area code itself.

What does 786 mean in WhatsApp?

In WhatsApp the string +1 786 xxx xxxx identifies a United States number registered in the Miami metro area or the Florida Keys. International users will see “United States – Miami (FL)” on the caller ID screen.

When did the 786 area code start?

The 786 area code started service on 1 June 1998 as South Florida’s first overlay to the 305 region. Ten-digit dialing became mandatory across Miami-Dade and Monroe counties on that date.

How can I get a 786 number?

You can request a 786 line from major wireless carriers, cable providers, or cloud-PBX apps such as Google Voice and Dialpad. Vanity combinations like 786-GO-SALSA are available through specialist number brokers.

Which country code is +1 786?

The +1 designates the United States and the following 786 routes calls specifically to Miami-Dade County and the Florida Keys. Dialing +1 786 from abroad will never connect to an overseas destination.

What scams use the 786 area code?

Frequent scams include fake Florida Power & Light shut-off threats, bogus Miami-Dade court fine calls, and package-delivery phishing texts. Fraudsters exploit the local 786 prefix to appear credible before demanding payment or personal data.

Why am I getting a 786 text message?

A 786 text could be a genuine alert from a Miami hospital, school, or business, or it might be a spammer spoofing the code to gain trust. Always confirm unknown messages—especially those with links or urgent requests—through an official channel.

Who is calling from 786?

Legitimate callers include Jackson Health System, Baptist Health, Miami-Dade County departments, and University of Miami clinics. If the caller ID is unfamiliar, use a reverse-lookup app before providing any information.

What area code is 786 on Reddit?

Reddit users discuss 786 numbers in communities such as r/Miami, r/Keys, and r/Scams. Threads range from hurricane-preparedness robocalls to reports of spoofed warranty spam and cryptocurrency pitches.

Why do some Miami numbers now start with 645?

The 645 overlay was approved in 2023 to prevent number exhaustion in the 305/786 pool. New lines may receive 645 from 2025 onward, but existing 786 and 305 numbers will remain active indefinitely.

Does calling a 786 number cost more?

Domestic calls to +1 786 numbers cost the same as any other U.S. long-distance or mobile call. International callers pay their standard rate to the United States; there is no surcharge tied specifically to 786.

Can I port my 786 number to another carrier?

Yes, the FCC mandates number portability for mobile, VoIP, and landline services. Mobile transfers usually complete within minutes, while landline ports can take up to 24 hours.

Will the 786 area code run out soon?

Number-planning agencies forecast adequate inventory for 305/786/645 until at least 2040. Future demand will be met with additional overlays rather than geographic splits.

How do I report a spam 786 call or text?

Forward suspicious texts to 7726 (SPAM) and file a complaint at reportfraud.ftc.gov. Blocking the number on your device also helps reduce repeat attempts.